I seldom get annoyed of things, but uneffectiveness really pisses me off in so many ways. I mean if you do something, do it well. Today’s irritator was an article from HS. Research has shown that Finns don’t check their loans with their bank once the interest rates have come down. 58% of people hadn’t re-negotiated their loans after they took it. Also, over 50% were unable to name their loan margin.

Damn, this sort of stuff just annoyes me. It sort of goes against the fact that most people run after the cheapest groceries, but neglect the single most thing that could save them tens of thousands of euros.